Affiliate Disclosure

What Are Affiliate Links?

Affiliate links are special URLs that allow us to earn a commission when you click on them and visit a partner's website. These links help support the operation and maintenance of this educational platform.

When you click an affiliate link and visit a financial institution's website, we may receive compensation from that institution. This compensation helps us continue providing free educational content about CD deposits and banking products.

How Affiliate Links Work

Throughout our website, you may encounter links to banking institutions, including HarborOne Bank and other financial service providers. Some of these links are affiliate links, meaning:

• We may earn a commission if you click the link and visit the partner's website
• The commission does not increase the cost of any products or services you may choose to use
• You are never obligated to use any service or product after clicking an affiliate link
• The presence of an affiliate link does not influence our educational content

Our Commitment to Transparency

We are committed to maintaining transparency about our affiliate relationships. All affiliate links on this website are clearly identified and include appropriate disclosures. We believe in providing honest, educational information regardless of any affiliate relationships.

Editorial Independence

Our educational content is created independently and is not influenced by affiliate relationships. We maintain editorial independence in all our articles, guides, and educational materials. The information we provide is based on research, industry standards, and educational principles, not on affiliate compensation.

When we mention specific banks or financial institutions, including HarborOne Bank, we do so for educational purposes—to provide examples and help readers understand banking concepts. These mentions are not endorsements or recommendations to use specific products or services.

No Additional Cost to You

Using affiliate links never costs you anything extra. If you choose to visit a financial institution's website through an affiliate link, you will receive the same products, services, and pricing as you would by visiting the website directly.

The compensation we receive comes from the financial institution, not from you. This allows us to provide free educational content while supporting the operation of this website.

Your Choice

You are always free to:

• Use affiliate links or visit websites directly
• Research and compare multiple financial institutions
• Make your own independent decisions about banking products
• Consult with financial professionals before making decisions

We encourage you to research thoroughly, compare options, and make informed decisions that best serve your financial goals and circumstances.

Types of Compensation

We may receive various forms of compensation through affiliate relationships, including:

• Commission for clicks on affiliate links
• Compensation for referrals to partner websites
• Other forms of affiliate compensation as disclosed

The specific compensation structure varies by partner and affiliate program. Regardless of the compensation type, our commitment to providing educational, unbiased information remains constant.

Identifying Affiliate Links

We make it easy to identify affiliate links on our website. Affiliate links typically:

• Include disclosure language near the link
• Use specific anchor text such as "Learn more on the official website"
• Include appropriate HTML attributes (rel="nofollow noopener")
• Are mentioned in this disclosure and in our website footer

Questions About Affiliate Relationships

If you have questions about our affiliate relationships, specific links, or how affiliate compensation works, please contact us through our contact page. We're happy to provide additional information about our affiliate partnerships.

FTC Compliance

This disclosure complies with the Federal Trade Commission's guidelines regarding affiliate relationships and endorsements. We are committed to maintaining transparency and honesty in all our affiliate relationships and disclosures.

Changes to This Disclosure

We may update this affiliate disclosure from time to time to reflect changes in our affiliate relationships or practices. Any changes will be posted on this page with an updated revision date.

Your Trust Matters

We value your trust and are committed to maintaining it through transparency, honesty, and quality educational content. Our goal is to help you understand CD deposits and banking products, enabling you to make informed financial decisions that serve your best interests.

Last updated: January 2024